What we cannot investigate

We cannot normally investigate the following:

  • Complaints about state benefits, for example the state pension.
  • Complaints about how a pension arrangement was sold. These are normally dealt with by the Financial Ombudsman Service.
  • Complaints that have been taken to Court if the proceedings have not been discontinued.
  • Complaints that have been investigated by another Ombudsman.
  • Complaints where those involved have not first been asked to deal with the matter. For further information, please see the guidance notes.
  • Complaints against any party other than the employer, the trustee, the manager or the administrator of a pension scheme.
  • Complaints brought to us more than three years after the events complained about, or the person’s awareness of them if that is later. It is therefore important that a complaint is brought as soon as all the necessary steps have been taken.
Pensions Protection Fund

The Pensions Ombudsman is also the Pension Protection Fund Ombudsman >>