Central Networks Group of the Electricity Supply Pension Scheme (PO-18466)

Ombudsman’s Determination

Outcome

I do not uphold Mr N’s complaint and no further action is required by WPD or the Trustees.

My reasons for reaching this decision are explained in more detail below.

Complaint summary

Mr N’s complaint is that:

• his Guaranteed Minimum Pension (GMP) has been included within his Scheme pension, rather than paid to him in addition to it;
• it has been funded from his total Scheme contributions (Employer and Employee), rather than as a liability on the Employer to make additional and separate contributions to overall Scheme funds or, from other funding, and
• he was not made aware that it was already included in his individual Scheme funds until reaching State Pensions Age (SPA).