American Express UK Pension Plan (CAS-68998-D5M8)
Ombudsman’s Determination
Outcome
I do not uphold Mr D’s complaint and no further action is required by the Trustees.
I do not uphold Mr D’s complaint and no further action is required by the Trustees.
I partly uphold Miss D’s complaint; my Directions are set out in paragraph 47.
The complaint is upheld against USS because it failed to provide sufficient and accurate information to Professor E, at the time he made his decision to opt for EOO, about the impact it would have on his entitlement to LRF. Consequently, he made an uninformed decision which has caused him an injustice.
I do not uphold Dr A’s complaint and no further action is required by NHS BSA.
I do not uphold Mrs Y’s complaint and no further action is required by the Trustee or Capita.
Dr Y’s complaint against SPPA is partly upheld. To put matters right, SPPA shall pay £1,000 to Dr Y in respect of the serious distress and inconvenience which he has suffered.
I do not uphold Mr R’s complaint and no further action is required by the Trustee.
Mr T’s complaint against the Employer and Mercer is partly upheld.