Armed Forces Pension Scheme 1975 (PO-16539)

Ombudsman’s Determination

Outcome

I do not uphold Mr Y’s complaint and no further action is required by
the Administrator.

My reasons for reaching this decision are explained in more detail below.

Complaint summary

Mr Y complains that he has been unfairly prevented from aggregating his service as a soldier, with his reckonable service as an officer.

Mr Y says that he was not told that he would lose the three years of reckonable service that accrued whilst he was a soldier, when he changed roles.

Mr Y says that if newer Armed Forces pension schemes allow service aggregation in circumstances like his, then this change should also apply to the AFPS 75.

Mr Y says he made pension contributions to AFPS 75 and would like a refund because he is unable to aggregate his two periods of service.