Arup UK Pension Scheme (PO-20826)

16Ombudsman’s Determination

Outcome

I do not uphold Mr S’s complaint and no further action is required by Trustees.

My reasons for reaching this decision are explained in more detail below.

Complaint summary

Mr S complains that the Trustees have used an incorrect young spouse’s reduction of 2.2% p.a. for each year in excess of 10 to calculate the widow’s pension available from the Scheme to his wife who is more than 10 years younger than him on death after retirement. In his view, the reduction should only be 1% p.a. as shown in the February 1995 edition of the Scheme booklet (the Booklet) which he received.