Fraser Douglas Marketing Limited Retirement Benefit Scheme (CAS-70319-T7R0)
Ombudsman’s Determination
Outcome
I do not uphold Mr Y's complaint, and no further action is required by Aviva.
Complaint summary
Mr Y complained that Aviva incorrectly deducted commission from a single premium lump sum he paid into the Scheme.
Further, that Aviva's delays in refunding the commission, impacted his right to cash in or transfer his benefits to his Self Invested Personal Pension (SIPP). This resulted in investment loss, distress and inconvenience.
View determination
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