Farmwell Ltd. Retirement and Death Benefit Scheme (CAS-110685-L4N5)
Ombudsman’s Determination
Outcome
I do not uphold Mr T’s complaint and no further action is required by Aviva.
I do not uphold Mr T’s complaint and no further action is required by Aviva.
Ms Y’s complaint is upheld and, to put matters right, the Employer shall ensure that Ms Y is not financially disadvantaged by its maladministration. So, it shall arrange for any investment loss to be calculated and paid into the Scheme.
I do not uphold Mr N’s complaint, and no further action is required by Veterans UK.
I do uphold in part Mr H’s complaint, and no further action is required by the Administrator.
I do not uphold Miss N’s complaint and no further action is required by NHS BSA and the Trust.
I do not uphold Mr X’s complaint and no further action is required by the Trustee or Willis Towers Watson.
Mr I’s complaint is upheld and to put matters right the Employer shall pay £594.38 into the Scheme. The Employer shall ensure that Mr I is not financially disadvantaged by its maladministration. So, it shall arrange for any investment loss to be calculated and any shortfall paid into the Scheme.
I do not uphold Mr NS’ complaint and no further action is required by the Administrator.
Mr L’s complaint against the Trustees is partly upheld. To put matters right, the Trustees shall pay Mr L £1,000 in respect of the serious non-financial injustice he has sustained as a consequence of their maladministration.