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The Standard Life Active Money Self Invested Personal Pension (CAS-40502-Q4F8)
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Royal London Annuity (CAS-29884-P4H1)
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Uniq Pension Scheme (PO-26322)
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Refusal to grant mental health officer status – The case study of Mr T
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Mr T was a member of the HSC Pension Scheme and his complaint was about the refusal of HSC to recognise his employment between 1984 and 1993 as eligible for mental health officer (MHO) status.
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Permanent injury benefit – The case study of Mrs L
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Mrs L complained that the NHS Business Services Authority (NHS BSA) had not considered her application for permanent injury benefit (PIB) correctly.
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Misinformation – The case study of Mrs Y
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Mrs Y was a member of the HSC Pension Scheme. Mrs Y’s employer provided her with an estimate of her retirement benefits. A mistake was made in calculating Mrs Y’s final pensionable pay which resulted in overstated pension benefits.
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Transfer value – The case study of Mr G
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Mr G’s complaint was about missing pension benefits following a transfer value in 1995.
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Exercising discretion – The case study of Miss H
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Miss H was made redundant, but before this, she had asked her employer if pension contributions would continue to be paid until her 65th birthday. They confirmed before, and after, Miss H had left service that this would happen.
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Transfer from an occupational scheme to a personal pension arrangement – The case study of Mr S
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Mr S was a member of his employer’s occupational pension scheme. When his employment ended, in accordance with the Scheme rules, he was required to either transfer out his accrued benefits or have the funds returned to the employer.