HSBC Bank (UK) Pension Scheme (CAS-80853-M0X7)
Ombudsman’s Determination
Outcome
Mr H’s complaint is upheld and to put matters right Aegon and Willis Towers Watson shall:-
Mr H’s complaint is upheld and to put matters right Aegon and Willis Towers Watson shall:-
I do not uphold Mr N’s complaint, and no further action is required by the Pension Trust or XPS.
Mrs E’s complaint is upheld and, to put matters right, the Employer shall pay £1,190.74 into the Scheme.
Mr S has complained that the increase applied to his Scheme pension in excess of the Guaranteed Minimum Pension (GMP) from 1 May 2022 should have been 7.5% instead of the 5% increase that was actually awarded, in contradiction to a commitment made to members in August 1998.
I do not uphold Miss R’s complaint and no further action is required by NHS BSA or SAUL.
I do not uphold Mr N’s complaint, and no action is required by the Administrator.
I partially uphold Mr T’s complaint in respect of the award for distress and inconvenience, which I consider to be serious given the considerable delay and the administrative errors made by WTW.
I do not uphold Mr N’s complaint; however, Mercer shall provide Mr N with a provisional statement outlining the notional value of the preserved death lump sum that would be payable to his next of kin if he died on, or after, his normal retirement age.
I do not uphold Mrs N’s complaint, and no further action is required by the CO or MyCSP.
I do not uphold Mr N’s complaint and no further action is required by Department for Education