Mr Owen says that he gave instructions in September 2001 to Equitable Life to contract him back into the State Earnings Related Pension Scheme for Tax Year 2001-02. He says that not only did they fail to act upon this instruction but also failed to ensure that he was contracted …

Mr Jugdaohsingh’s application for a permanent injury benefit under the NHS (Injury Benefits) Regulations 1995 has been refused. He is of the opinion that the medical evidence was not properly considered. Some of the issues before me might be seen as complaints of maladministration while others …

Mr Lovell has complained that the Trustees and the Company did not properly consider his application for ill health retirement, did not provide an adequate explanation for why he had been refused a …

Mr Burns asserts that the Trustee has come to a perverse decision about his application for ill health retirement. He says that it did not consider all the relevant facts and considered evidence out of context. Mr Burns believes that this led the Trustee to come to the wrong decision. Mr …

Mrs Thompson complains that the Trustees: refused to grant Mrs Thompson’s late husband, Mr K Thompson (Mr Thompson) ill-health early retirement benefits; failed to offer Mr Thompson the full cash equivalent (transfer value) of his benefits u …

Mr Pollock complains that policy number 1381580, effected as part of an employer’s pension arrangement, was not correctly assigned to him on leaving employment. Mr Pollock claims that he has suffered a financial loss because his ex-employer mistakenly benefit …

Mr Jones’ application concerns the calculation of his deferred pension from the Scheme. Although Mr Jones accepts that his deferred benefits have been correctly calculated under the Scheme Rules, h …

Dr Phillips complains that Prudential’s sales representative improperly advised him to pay additional voluntary contributions (AVCs) to Prudential. Dr Phillips states that he was not told by the sales representative that he could purchase past added years (PAY) in t …

Mr Johnson had AVC’s invested with Equitable Life. In June 2002 Mr Johnson decided to transfer his AVC’s from Equitable Life to avoid potential high exit penalties that Equitable Life were introducing at the tim …

Mrs Richards says that she ought to have been granted an ill health early retirement pension. The Bank, her former Employer, does not agree. Some of the issues before me might be seen as complaints of maladministration while others can be seen as disputes of fact or law and …