The GKN Group Pension Scheme 2012 (PO-24083)

Ombudsman’s Determination

Complaint Summary

Mr S has complained that the Trustee has based its decision to decline his application for ill health early retirement (IHER) on flawed medical advice and an incorrect interpretation of the Scheme Rules.

Summary of the Ombudsman’s Determination and reasons

The complaint should not be upheld against the Trustee because although the medical evidence relied upon was not wholly clear in the context of the Scheme Rules, the Trustee has clarified it and can rely upon the medical evidence to make a legitimate decision.