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Merchant Investors Personal Retirement Scheme (Q00664)

Ms Osborne claims that she should have received some or all of a lump sum payment following the death of her ex husband, Mr J D Wheeldon (Mr Wheeldon) MI does not agree. Some of the issues before m …

Hay Hall Group Pension Scheme (M00216)

The Applicant disputes the refusal of the Trustees and Hay Hall to grant him an early retirement pension at age 60 unless he first leaves employment. He maintains that wh …

The Lloyds Superannuation Fund (M00870)

The Applicant complained that the Trustees acted without reasonable skill and care in failing: to set up and maintain two separate funds when five of the participating funds decided to amend their schemes to include guaranteed …

Civil Service AVC Scheme (N00443)

Mr Thomson says that the delayed the payment of the transfer value of his policy under the Scheme with the result that his Compulsory Purchase Annuity obtained by the Open Market Option was reduced. He says that he suffered di …

The Middle East Airlines S.A.L Retirement Benefits Plan (1978) (N00578)

The Trustees request that I provide a direction on the interpretation of the Rule about the Contribution of the Employer, in particular whether the …

The National Health Service (Injury Benefits) Scheme (N01198)

Dr Azam is aggrieved that the Agency has rejected her application for injury benefits from the Scheme on the basis that the injury she says she sustained in the course of her employment with the National Health Service (NHS) has not caused a permanent loss …

Capita PPML SIPP (P00982)

Mr Flint has complained about delays in disinvesting, and reinvesting, part of his self invested personal pension (SIPP) Mr Flint contends that the delay caused the value of his investment to fall by approximately £10,000.

The NHS Injury Benefits Scheme (P01316)

Mrs Harries has complained that her application for permanent injury benefit has not been properly considered by the NHSPA. Mrs Harries is of the opinion that irrelevant matters have been taken into account w …

The Local Government Pension Scheme (Q00046)

Mrs MacDonald believes that the Council: failed to carry out the proper procedures in determining whether she quali …

The NHS Pension Scheme (Q00275)

Mrs X has complained that: Paymaster was incompetent and inefficient in not checking/recalculating her widow’s pension when she asked them to do so. As a result Paymaster overpaid her widow’s pension for twelve months. Mrs X bel …

Police Pension Scheme (R00178)

Mr Little complains that the managers of the Scheme: Failed to deal with an appeal made in 2001 against a decision not to grant him an Injury Award. As a consequence of 1.1 above, Mr Little had to make a new application for an Injury Award and disagrees w …

Scottish Teachers’ Superannuation Scheme – Prudential AVC Facility
(R00440)

Mrs Stewart complains that Prudential’s sales representative improperly persuaded her to pay additional voluntary contributions (AVCs) to Prudential. She also alleges that the sales representative did not inform her that she could …

Trace Laboratories Ltd Pension Scheme (P01235)

Mr Lapworth says Abbey Life gave him incorrect quotations of the amount of the Tax Free Cash Sum that he could expect under the Scheme. He says that, based on this information, he made important decisions which have resulted in financial loss. Some o …

BT Pension Scheme (Q00201)

Miss Chittoo complains that BT improperly refused her an ill health pension. Some of the issues before me might be seen as complaints of maladministration while others can be seen as disputes of fact or law and indeed, some may be both.

The Harwich International Port Pension Scheme (Q00303)

Mr Biggs disagrees with the method adopted by the Trustee to compare his HIPPS benefits with his contracted-out rights, including his Guaranteed Minimum Pension (GMP) Some of the issues before me might be seen as complaints of maladministr …