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Legal & General Personal Pension Policy: UP2124115 (P00297)
Mr Campling’s complaint is about the charging structure of Legal & General’s stakeholder pension plan. After protracted correspondence Legal & General confirmed on 11 February 2005, that the charges they been applying to Mr Ca …
The Minet Group Pension & Life Assurance Scheme (P01111)
Mr Langstone contends that his bonuses for 1991-2 and 1992-3 were not properly taken into account when calculating his Scheme benefits, thereby causing him financial loss. Some of the issues before me might be seen as complaints of maladministration while others c …
Teachers’ Pension Scheme (P01315)
Mr Tancred complains that the DfES failed properly to re-consider, as directed by a Determination dated 17 September 2004, whether he was incapacitated by virtue of being unfit to teach. Some of the issues before me might be seen as complaints of maladministration while others can be …
Local Government Pension Scheme (Q00124)
Mr D complains that Kirklees wrongly refused him early retirement on ill health grounds, that he has suffered financial loss and h …
The Electricity Supply Pension Scheme (Q00313)
Mr Whitaker considers that the Group Trustees improperly refused his application for early retirement on ill health grounds. Mr Whitaker also complains that the Group Trustees needlessly …
Anglo Blackwells Ltd Pensions Scheme (Q00707)
Mr Rawlinson has complained that the Trustees of the Scheme were wrong to refuse him an ill health early retirement pension. He has also complained about the length of time the Trustees took to deal with …
National Health Service Injury Benefits Scheme (N00902)
Mr Sudjic complained that (i) the Agency declined for seven years to admit the existence of the Scheme, or that he could apply for benefits under it, denying in 1998 that such a scheme existed; (ii) after his application was finally accepted, it continued …
Principal Civil Service Pension Scheme, Northern Ireland Teachers’
Superannuation Scheme (N01326)
Mrs O’Brien Smith complains that the transfer value from the …
Teachers’ Pension Scheme (P00376)
Mr Rigby complains that maladministration by TP and Norwich Union caused him to suffer a financial loss when transferring his funds from Norwich Union to the Scheme. Some of the issues before me might be seen as complaints of maladministration while others can be seen as dis …
The Local Government Pension Scheme (P01192)
Mrs Lepley complains about the way in which the Council dealt with her application in refusing immediate payment of deferred benefits because of ill-health. Mrs Lepley alleges that the way the Council dealt with her application has caused her injustice. So …
Windsor Life Personal Pension Policy 2910286 (Q00319)
Mr Carter states that Windsor Life calculated his Policy transfer value on the basis of the unit price in force several weeks before payment was actually made. He claimed injustice because the unit price at the date of settlement was considerably hig …
Teachers’ Pension Scheme – Prudential AVC Facility (R00174)
Mrs Walker complains that Prudential’s sales representative improperly persuaded her to pay additional voluntary contributions (AVCs) to Prudential. She also alleges that the representative specifically advised against the alternative option of purc …
Teachers’ Pension Scheme – Prudential AVC Facility (R00177)
Ms Bush complains that Prudential’s sales representative improperly persuaded her to pay additional voluntary contributions (AVCs) to Prudential. She also alleges that the sales representative did not inform her that she could purchase past added years …
Local Government Pension Scheme (N00216)
Mr Powell alleges that Wolverhampton: Failed correctly to apply Regulation 21(9) of the LGPS Regulations when calculating his final pay; and Misinterpreted Regulation 21(9) when considering his appea …
ICS (UK) Retirement Benefit Scheme (P00556/P00749)
This application concerns a loan made by SE to the Scheme. The Applicants say that the amount borrowed exceeded limits set by the Inland Revenue. They also query the encashment values of the policies which secured the loan and which were surrendered to repa …
Anglia Regional Co-operative Society Ltd (Peterborough) Employees
Superannuation Fund (P00337)
Mr Foreman complains that: an incorrect definition of Final Pensionable Salary was used to calculate his benefits; and that further and/or alternatively he acted to …