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Local Government Pension Scheme (N01374)
Miss Snook says that she has unjustly been refused early release of her pension benefits under the Local Government Pension Scheme’s ’85 Year’ Rule. Some of the issues before me might be seen as complaints of maladministration while others can be seen as disputes of fact or law and ind …
Teachers’ Pension Scheme – Prudential AVC facility (P00250)
Mr Salmon complains that, when he agreed to make AVCs, Prudential led him to believe that he was purchasing past added years (PAY) or some other form of additional service credit, in the Teachers’ Pension Scheme. Mr Salmon considers that Prudential’s literature encourag …
The Parr Partnership Retirement Benefits Scheme (M01137)
Mr Vettraino claims that the trustees of the Scheme are not providing, on a guaranteed basis, the pension accrued under Scheme. A letter issued by the Trustees led him to believe that his benefits would be secured on wind-up o …
The Royal Bank of Scotland Group Pension Scheme (P00109)
Mr Smith was granted an ill-health pension based on an additional 8 years on top of his actual service. He argues that he should have been granted a pension based on full potential service. He also considers th …
Clarion Group Retirement and Dependants Benefits Scheme (G00266)
In accordance with Mr McNab’s instructions, the Trustees of the Scheme paid a transfer value of £64,556 to Clerical Medical. Clerical Medical delayed presenting the cheque …
The Powerpike Group Retirement and Death Benefits Scheme (L00455)
Mr Josling has referred a number of matters to me. These include: A dispute as to his normal retirement date– he believes it is his 60th birthday but the Trustees a …
Scottish Power Pension Scheme (N00176)
Captain Bullock’s application centres upon amendments to the basis upon which benefits are calculated introduced with effect from 1 April 1995. He says that information was not disclosed to him and he is concerned about the way in w …
Teachers Pension Scheme (N00558)
Mrs Edgar alleges maladministration by TP. Her application relates to correspondence sent to her by TP about the effect on her Early Retirement pension of her return to work in June 1999.
The UVG Pension Plan (N00749)
Mr Kirk says he was given a transfer value which was guaranteed for three months. Mr Kirk says he accepted the transfer value within that three months, but the Trustees the …
Local Government Pension Scheme (P00082)
Mrs Page claims that she accepted early retirement on the basis of an estimate of her benefits provided to her. She argues that she would not have taken early retiretament had the correct figures been provided. Some of the issues before me might be seen as complaints …
Castle House EPP (N00631)
Mr Aldred was a member of the Castle House EPP. He opted to transfer his funds to a Section 32 policy and Prudential levied an Early Termination Charge. Mr Aldred is concerned that the charge applied to his fund is much higher than that applied to his co-member of the EPP.
AMP/NPI Personal Pension Plan BX0113E000/100 (N01024)
Dr Gray contends that AMP/NPI issued incorrect transfer forms and thereby delayed his transfer. As a consequence of which, a higher Market Value Adjustment (MVA) was applied to his transfer value.
The Civil Service Injury Benefit Scheme (P00034)
Mr Miller disagrees with the decision that he had not suffered a qualifying injury entitling him to an award of injury benefits under the Scheme. Some of the issues before me might be seen as complaints of maladmi …
Teachers’ Pension Scheme – Prudential AVC facility (P00238)
Mrs Simmons complains that Prudential’s sales representative told her that she could only purchase past added years (PAY) in the Teachers’ Pension Scheme by means of a lump sum and that she was not told that the AVC fund had to be used to purchase an annuity. Mrs Simm …
The Land Property Services Limited Staff Pension Scheme (M00238)
LPS allege that CMIG: provided flawed information in relation to contribution rates required to fund the Scheme; and delayed production of the actuarial valuation due at 1 July 1997 until 1999, exacerbating the effect of 1.1 abo …
GMB 1961 Pension Fund (M00463)
The Applicant complains that of some 35 officers who retired from employment with the GMB under a Selective Early Retirement Scheme, he was the only one whose pension was actuarially reduced. He also claims that he was misinformed and misled b …