TIE UK Limited Retirement Fund (CAS-99744-B8V5)
Ombudsman’s Determination
Outcome
I do not uphold Mr E’s complaint, and no further action is required by the Trustees, Aon or the Employer.
I do not uphold Mr E’s complaint, and no further action is required by the Trustees, Aon or the Employer.
The complaint is upheld against Aviva because it failed in its duty of care in negligence to deal with Mr N’s case before he died. It took too long to provide information to Mr N for him to have made an informed choice regarding his options before he died.
Aviva shall:-
I do not uphold Mr D’s complaint and no further action is required by BW or ITSL
I do not uphold Mr Y’s complaint and no further action is required by Vanguard or Aviva.
I do not uphold Mr D’s complaint and no further action is required by MyCSP or the Cabinet Office.
I do not uphold Mr S’ complaint and no further action is required by NHS BSA.
Mr N’s complaint against Aon is partly upheld. To put matters right, Aon shall pay Mr N £1,000 in recognition of the serious distress and inconvenience which he suffered dealing with this matter.
Mr G’s complaint is upheld and, to put matters right, the Employer shall pay £6,498.01 into the Scheme. The Employer shall ensure that Mr G is not financially disadvantaged by its maladministration.
Miss N’s complaint is upheld and to put matters right the Employer shall pay the missing contributions in respect of this pension and make good any shortfall in units.
In addition, the Employer shall pay Miss N A £1,000 for the serious distress and inconvenience it has caused her.
Ms N’s complaint is upheld and, to put matters right, the Employer shall pay £3,902.28 into the Scheme. The Employer shall ensure that Ms N is not financially disadvantaged by its maladministration. So, it shall arrange for any investment loss to be calculated and paid into the Scheme.