Apek Design Pension Scheme (CAS-30534-X6G1)
Ombudsman’s Determination
Outcome
I do not uphold Mr E’s complaint and no further action is required by Mr Hill.
I do not uphold Mr E’s complaint and no further action is required by Mr Hill.
Mr D’s complaint against the Trustee and JLT is partly upheld. To put matters right, JLT shall pay Mr D £500 for the significant distress and inconvenience he has experienced.
My reasons for reaching this decision are explained in more detail in paragraphs 70 to 78 below.
Mr N’s complaint against the HMO and MyCSP is partly upheld. To put matters right the HMO and MyCSP shall, in total, pay Mr N £2,000 in recognition of the distress and inconvenience caused.
I do not uphold Mr E’s complaint, and no further action is required by the Trustees, Aon or the Employer.
The complaint is upheld against Aviva because it failed in its duty of care in negligence to deal with Mr N’s case before he died. It took too long to provide information to Mr N for him to have made an informed choice regarding his options before he died.
Aviva shall:-
I do not uphold Mr D’s complaint and no further action is required by BW or ITSL
I do not uphold Mr Y’s complaint and no further action is required by Vanguard or Aviva.
I do not uphold Mr D’s complaint and no further action is required by MyCSP or the Cabinet Office.
I do not uphold Mr S’ complaint and no further action is required by NHS BSA.
Mr N’s complaint against Aon is partly upheld. To put matters right, Aon shall pay Mr N £1,000 in recognition of the serious distress and inconvenience which he suffered dealing with this matter.