LifeSight Master Trust (CAS-77869-V8M2)
Ombudsman’s Determination
Outcome
I do not uphold Mr Z’s complaint and no further action is required by Fidelity
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Principal Civil Service Pension Scheme (CAS-43432-V0Y0)
Ombudsman’s Determination
Outcome
I do not uphold Mr W’s complaint and no further action is required by DWP, Cabinet Office, or MyCSP.
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Pension Protection Fund (CAS-59038-H7W0)
Ombudsman’s Determination
Outcome
I do not uphold Mr E’s referral and no further action is required by the Board.
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Asda Group Pension Scheme (CAS-110116-G1N5)
Ombudsman’s Determination
Outcome
I do not uphold Mr G’s complaint and no further action is required by the Trustee or the administrator.
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Royal London Group Personal Pension Plan (CAS-79505-D9P2)
Ombudsman’s Determination
Outcome
Mr S’ complaint against RL is partly upheld, but there is a part of the complaint with which I do not agree. To put matters right, RL shall pay Mr S £500 in recognition of the significant distress and inconvenience he has experienced as a result of its maladministration.
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NOW Pensions Trust (CAS-113532-L6C2)
Ombudsman’s Determination
Outcome
Mr T’s complaint is upheld and, to put matters right, the Employer shall pay £1,891.42 into the Trust. The Employer shall ensure that Mr T is not financially disadvantaged by its maladministration. So, it shall arrange for any investment loss to be calculated and paid into the Trust.
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The Royal Bank of Scotland Group Retirement Savings Plan (CAS-67125-N3Q5)
Ombudsman’s Determination
Outcome
I do not uphold Mr H’s complaint and no further action is required by RBS.
My reasons for reaching this decision are explained in more detail below in paragraphs 30 to 35.
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HSBC Bank (UK) Pension Scheme (CAS-43565-P2H7)
Ombudsman’s Determination
Outcome
I do not uphold Dr H’s complaint and no further action is required by the Trustee or WTW.
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The Pension And Life Assurance Plan of NG Bailey (CAS-53915-F5N4)
Ombudsman’s Determination
Outcome
I do not uphold Mr Y’s complaint and no further action is required by the Trustee.