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Teachers’ Pension Scheme (M00266)

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Mrs Wood alleges that the Charity: Has denied her membership of the Scheme in breach of the Scheme rules; and Has failed to respond to her enquiries in connection with membership of the Scheme within a reasonable time. Mrs Wood claims that she has suffered injustice: She ha …

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The Bradstock Group Pension Scheme (N01376)

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Mr Monk has complained: That the Group failed to pay funds into the Scheme as it had previously promised and deliberately delayed reaching a settlement with the Trust …

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Teachers’ Pension Scheme – Prudential AVC Facility (Q00855)

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Mrs Gionis complains that Prudential’s sales representative improperly persuaded her to pay additional voluntary contributions (AVCs) to Prudential. She also alleges that the sales representative did not inform her that she could purchase past added years …

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National Mutual Life Personal Pension Plan F00766089 (Q00785)

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Mr Bernstein says that the Provider failed to warn him that deferring the taking of benefits from the Plan beyond his Selected Retirement Date (SRD) would result in a Market Value Adjustment (MVA) being applicable. Some …

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Scottish Mutual Retirement Annuity Contract (Q00601)

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Mr Hannon says that, just prior to his making his last investment into the Plan, Abbey, without informing him or his Adviser, Andrew Cashmore of Buck Consultants (the Adviser) effected a ‘reprice’ which reduced the return that he had been led to expect f …

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United Utilities Pension Scheme (N00405)

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Mr McIntyre has complained that his application for an incapacity early retirement pension has not been properly considered. Some of the issues before me might be seen as complaints of maladministration while others can be seen as disputes of fact or law and indeed, s …

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The Ripaults Limited Pension and Life Assurance Plan (R00171&R00172)

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The complaint is that NU, as Administrator, caused the Applicants injustice and loss as a result of the following actions: failing to advise against and/or prevent the issue of four loans during 1989 (the Loans) failing to preve …

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The Air Products plc Pension Plan (Q00278)

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Mr Shepherd has complained that the Trustees sought to recover an overpayment of pension without agreeing a repayment schedule with him. He did not agree with the Trustees’ interpretation of relevant sections of the Welfare Reform and Pensions Act 1999. Some of the issue …

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Mr Johnson says Hilti had led him to believe that he could retire early on 30 April 2004, at the age of 58, based on a quoted pension of £12,278.84. Mr Johnson says that Hilti have reneged on their agreement. Some of the issues before me might be seen as complaints of maladministration …

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Timet Uk Limited Pension Plan (P00230)

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Mr Pearson states that on redundancy he was incorrectly awarded reduced early retirement benefits. He says this was as a result of a scheme deficit and a failure by the Trustees to pursue the Employer for outstanding contributions. Some of the issues before me might be seen as complai …

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