T&N Retirement Benefits Scheme (1989) (CAS-79442-Z7F9)
Ombudsman’s Determination
Outcome
I do not uphold H’s complaint, and no further action is required by the Trustee or L&G.
I do not uphold H’s complaint, and no further action is required by the Trustee or L&G.
I do not uphold Mr E’s complaint, and no further action is required by IFAL.
I do not uphold Mr S' complaint and no further action is required by LV.
I do not uphold Mr E’s complaint, and no further action is required by the Trustees, Aon or the Employer.
I do not uphold Mr M’s complaint and no further action is required by Standard Life.
I do not uphold Mr H’s complaint and no further action is required by LPPA.
I do not uphold Mr N’s complaint and no further action is required by Standard Life.
I do not uphold Dr K’s complaint and no further action is required by Wesleyan.
Mr S’ complaint against RL is partly upheld, but there is a part of the complaint with which I do not agree. To put matters right, RL shall pay Mr S £500 in recognition of the significant distress and inconvenience he has experienced as a result of its maladministration.
The complaint should be upheld against CA because, but for its negligence, Mr S would not have suffered a financial loss. CA issued incorrect information to Mr S on more than one occasion, breaching its duty of care to Mr S and causing an unreasonable delay in the transfer of his occupational pension to his Fidelity SIPP.