Scottish Widows Personal Pension Plan, S2P Replacement Plan and Stakeholder
Pension Plan (PO-14071)
Ombudsman’s Determination
Outcome
Mr S’ complaint against Scottish Widows is partly upheld and Scottish Widows shall pay Mr S £1,000 in respect of the serious distress and inconvenience which Mr S has suffered.
My reasons for reaching this decision are explained in more detail below.
Complaint summary
Mr S complains that Scottish Widows have imposed and enforced identity verification requirements that, he says, he is unable to fulfil. As a consequence, Mr S is unable to access the benefits held under the Plans.
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