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Royal London Group Personal Pension Plan (CAS-79505-D9P2)

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Ombudsman’s Determination

Outcome

Mr S’ complaint against RL is partly upheld, but there is a part of the complaint with which I do not agree. To put matters right, RL shall pay Mr S £500 in recognition of the significant distress and inconvenience he has experienced as a result of its maladministration.

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NOW Pensions Trust (CAS-113532-L6C2)

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Ombudsman’s Determination

Outcome

Mr T’s complaint is upheld and, to put matters right, the Employer shall pay £1,891.42 into the Trust. The Employer shall ensure that Mr T is not financially disadvantaged by its maladministration. So, it shall arrange for any investment loss to be calculated and paid into the Trust. 

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The Royal Bank of Scotland Group Retirement Savings Plan (CAS-67125-N3Q5)

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Ombudsman’s Determination

Outcome

I do not uphold Mr H’s complaint and no further action is required by RBS.

My reasons for reaching this decision are explained in more detail below in paragraphs 30 to 35. 

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HSBC Bank (UK) Pension Scheme (CAS-43565-P2H7)

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Ombudsman’s Determination

Outcome

I do not uphold Dr H’s complaint and no further action is required by the Trustee or WTW.

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The Pension And Life Assurance Plan of NG Bailey (CAS-53915-F5N4)

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Ombudsman’s Determination

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I do not uphold Mr Y’s complaint and no further action is required by the Trustee.

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NatWest Group Pension Fund (CAS-59461-S5P7)

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Ombudsman’s Determination

Outcome

I do not uphold Mr D’s complaint and no further action is required by the Trustee or WTW. 

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Royal London Group Personal Pension (CAS-109285-L9Q3)

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Ombudsman’s Determination

Outcome

Mr N’s complaint is upheld and, to put matters right, the Employer shall pay £52.07 into Mr N’s new scheme with Standard Life. The Employer shall ensure that Mr Y is not financially disadvantaged by its maladministration. So, it shall arrange for any investment loss to be calculated and paid into the Scheme.

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Local Government Pension Scheme (CAS-56029-Q0M6)

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Ombudsman’s Determination

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I do not uphold Miss R’s complaint and no further action is required by LFB. 

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Teachers Pension Scheme (CAS-13063-Y1G8)

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Ombudsman’s Determination

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Mr E’s complaint concerns the discrepancy between the full time equivalent salary (FTE) stated on his payslips and the FTE salary figures the Council submits to Teachers Pensions (TP), on his behalf.

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The Firefighters' Pension Scheme 1992 (CAS-59986-N3Z2)

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Ombudsman’s Determination

Outcome

I do not uphold Mr S’ complaint and no further action is required by the Fire and Rescue Service or the Authority.  

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