Mrs Gough says that due to delay by Allied Dunbar her transfer value purchased less service in the scheme to which she transferred than would otherwise have been the case. Allied Dunbar does not accept that it was responsible f …

Mrs Edwards complains that Prudential’s sales representative improperly persuaded her to pay additional voluntary contributions (AVCs) to Prudential. Mrs Edwards also alleges that the sales representative misled her into believing that the alternative opt …

Ms Riley and Mr Bonell complain that Prudential’s sales representative improperly persuaded them to pay additional voluntary contributions (AVCs) to Prudential. They also allege that the sales representative specifically advised against the a …

Mr Manton complains of maladministration by Prudential and the Council, in that his additional voluntary contributions (AVCs) were deducted from his salary at the incorrect rate. Some of the issues before me might be s …

Mr Sargeant complains that Prudential’s sales representative improperly persuaded him to pay additional voluntary contributions (AVCs) to Prudential. Mr Sargeant states that the sales representative did not inform him that he could purchase past added yea …

Ms Moran complains that Prudential’s sales representatives improperly persuaded her to pay additional voluntary contributions (AVCs) to Prudential. Ms Moran states that the sales representatives did not inform her that she could purchase past added years (PAY) in the Tea …

Mr Portsmouth says the Trustee of the G D Mountfield Ltd Discretionary Benefit Scheme (the Trustee) and Scottish Widows (who were responsible for scheme a …

Mr Morris says that his benefits in the Philips Pension Fund (the Philips Fund) were transferred in 1989 to Black Horse Life Assurance Company Ltd (Black Horse) – now Lloyds – to be added to a personal pension …

Mr Atherton says that he is entitled to annual increases of 6% in respect of his annuity, payments under which commenced from 1 February 1992. Norwich Union say that such increases cannot be paid if to do so would breach Inland Revenue limits. Some of the issues before me m …

Mr Hewett is aggrieved by the failure of the Trustees to purchase an annuity for his benefits from the Scheme in 1996. This, he alleges, has resulted in a shortfall in his pension because the fund for his benefits has decreased in amount, as comp