Mr Bumpus alleges that Scottish Widows: manipulated the various components of his policy at maturity. As a result, Mr Bumpus was denied the opportunity to apply his guaranteed annuity option (GAO) to the proper fund value achieved under his pension arrangement. This has led to a fina …

Mrs Ayriss is of the opinion that she meets the eligibility requirements for the payment of a pension on the grounds of total incapacity. She has been offered a pension on the basis of partial incapacity. Mrs Ayriss also argues that her pension should be backdated to September 2002 when she ceased t …

Mr Tomlin says that MH Trustees Limited (MH Trustees) failed to deal with his transfer from the SIPP …

Ms Buckley complains that Prudential’s sales representative improperly persuaded her to pay additional voluntary contributions (AVCs) to Prudential. The sales representative did not inform her that she could purchase past added years (PAY) in the Teachers’ …

Mr James complains that Prudential’s sales representative improperly persuaded him to pay additional voluntary contributions (AVCs) to Prudential. Mr James also alleges that the sales representative did not inform him that he could purchase past added year …

Ms Haworth complains that Prudential’s sales representative improperly persuaded her to pay additional voluntary contributions (AVCs) to Prudential. She also alleges that the sales representative did not inform her that she could purchase past added years …

Mr Ingram complains that Prudential’s sales representative improperly persuaded him to pay additional voluntary contributions (AVCs) to Prudential. He also alleges that the sales representative did not inform him that he could purchase past added years (PAY …

Mrs Pearce complains that Prudential’s sales representative improperly persuaded her to pay additional voluntary contributions (AVCs) to Prudential. She also alleges that the sales representative did not inform her that she could purchase past added years …

Ms Huson says that Mr Antczak had a conflict of interest and preferred the interests of another beneficiary over those of Ms Huson and her brother and sister. Mr Antczak does not deny that there was a conflict of interest but maintains that he acted appropriately. Some of the issues before me might be seen as complain …

Mrs Birkinshaw complains that Bradford Metropolitan City Council as the administrators of the WYPF: for two years (from April 2001 to March 2003) overpaid benefits to her, despite (as she states) her infor …