Unpaid contributions – The case study of Ms N
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Delays implementing a Pension Sharing Order – The case study of Mr H
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Start date of ill health retirement pension – The case study of Mrs N
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Firefighters’ allowance is fully pensionable – The case study of Mr T
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Contributions not paid to scheme – The case study of Mr Y
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Overpayment caused by late implementation of Pension Sharing Order – The case study of Mr Y
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Incorrect information – The case study of Mr S
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Incorrect benefit statements – The case study of Mr E
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No evidence misinformation was relied on – The case study of Mrs K
Mrs K left the HSBC Bank (UK) Pension Scheme on 17 April 1987. In April 2008, she was incorrectly informed her deferred pension would increase by 3.1% per annum. Mrs K complained to TPO that she relied on the incorrect information not to transfer her deferred pension to her local authority pension scheme.
Mrs K also claimed that from 2004, several statements provided to her incorrectly stated her deferred pension would increase up to retirement.