Skip to main content

Failure to exercise discretion properly – The case study of Mr D

Complaint Topic:
Outcome:
Type:
Mr D became a member of LF Stakeholder Pension Scheme in April 2005 and added his spouse, Mrs D, as his nominated beneficiary to receive 100% of his benefits following his death.

Related case studies

Unpaid contributions – The case study of Ms N

Complaint Topic:
Outcome:
Type:
On joining her new employer and then being automatically enrolled into a pension plan, Ms N realised her former employer should have done the same.

Related case studies

Delays implementing a Pension Sharing Order – The case study of Mr H

Complaint Topic:
Outcome:
Type:
Mr H complained about both Aon and Barnett Waddingham for the delay implementing his pension sharing order (PSO) which meant the value of his pension had fallen.

Related case studies

Start date of ill health retirement pension – The case study of Mrs N

Complaint Topic:
Outcome:
Type:
Mrs N complained that London Borough of Bromley (LBB) refused to backdate her ill health retirement (IHR) benefits to the date her employment cease.

Related case studies

Firefighters’ allowance is fully pensionable – The case study of Mr T

Complaint Topic:
Outcome:
Type:
Mr T worked for Lancashire Fire and Rescue Service (the Authority). The Authority introduced the Day Crewing Plus (DCP) system as a non-pensionable allowance, equivalent to 32% of basic salary, in April 2010, in agreement with Fire Brigades Union (FBU).

Related case studies

Contributions not paid to scheme – The case study of Mr Y

Complaint Topic:
Outcome:
Type:
Mr Y complained that PSDT Limited (PSDT) failed to pay all his pension contributions to his pension scheme.

Related case studies

Overpayment caused by late implementation of Pension Sharing Order – The case study of Mr Y

Complaint Topic:
Outcome:
Type:
Mr Y was a member of the Police Pension Scheme. His pension was overpaid by Devon and Cornwall Police because of the late implementation of a Pension Sharing Order (PSO).

Related case studies

Incorrect information – The case study of Mr S

Complaint Topic:
Outcome:
Type:
Mr S was consistently told, incorrectly, that he could use his transferred-in Additional Voluntary Contributions (AVCs) to purchase additional pension in the Local Government Pension Scheme (LGPS) when he retired.

Related case studies

Incorrect benefit statements – The case study of Mr E

Complaint Topic:
Outcome:
Type:
Mr E complained that the BAE Systems Executive Pension Fund Trustees Limited (the Trustee) supplied him with incorrect annual deferred benefit statements between 2015 and 2017.

Related case studies

No evidence misinformation was relied on – The case study of Mrs K

Complaint Topic:
Outcome:
Type:

Mrs K left the HSBC Bank (UK) Pension Scheme on 17 April 1987. In April 2008, she was incorrectly informed her deferred pension would increase by 3.1% per annum. Mrs K complained to TPO that she relied on the incorrect information not to transfer her deferred pension to her local authority pension scheme.

Mrs K also claimed that from 2004, several statements provided to her incorrectly stated her deferred pension would increase up to retirement.

Related case studies

Subscribe to Pension complaint or dispute