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Michael Gerson Limited Retirement Benefits Scheme (81560/1)
Scottish Widows has failed to honour a guaranteed annuity rate (GAR) that applies under an additional voluntary contribution (AVC) policy belonging to the Scheme. The Pensions Ombudsman’s determination and short reasons The complaint should not be up …
Teachers’ Pension Scheme (75517/2)
Mrs Cutts’ complaint is that she has not been provided with retrospective membership of the Scheme for the period 1 June 1979 to 31 August 1983 as directed by an Employment Tribunal. The Pensions Ombudsman’s determination and short reasons The complaint should be uph …
Universities Superannuation Scheme (81710/1)
Mrs Henry complains about the decision of USS not to award her a full dependant’s pension and lump sum upon the death of her son, Dr Henry, and that USS failed to undertake adequate investigation before reaching its decision. The Pensions Ombudsman’s determination an …
Reserve Forces Pension Scheme (80470/1)
Mr Sadler’s complaint against the SPVA and MoD centres on the payment of the death benefits from the RFPS in respect of his son, Mr J Sadler. In particular, he says t …
Scottish Life Personal Pension Scheme (77402/1)
Mr Windmill is in dispute with Scottish Life and complains that its actions have caused him injustice as it: wrongly set up an income drawdown policy; wrongly restructured the policy without notice to him and; wrongly reduced the amount of income he was to receive.
NHS Pension Scheme (22505/2)
Professor Parish claims: that he was not dismissed for reasons relating to his performance and that spurious reasons were given for his dismissal to deny him the enhanced pension to which he would otherwise have been entitled; the decision reached by NICE’s predecess …
Local Government Pension Scheme (78739/3)
There are five parts to Mrs Dobbs’ complaint against the Council: they have failed to provide proper evidence of how her final salary for pension purposes was calculated; they made a number of errors when calculating her retirement benefits; they made improper deduct …
Principal Civil Service Pension Scheme (26701/3)
Mr Coltman says that his employer, HMRC, should have awarded an ill health early retirement pension under the Scheme following his dismissal on 21 August 2003. The Deputy Pensions Ombudsman’s determination and short reasons The complaint should not be upheld because …
Norwich Union SIPP (79114/1)
Mr Cloke alleged that AVIVA and James Hay delayed in effecting a transfer of funds from his Norwich Union SIPP to the James Hay SIPP between April and October 2008. As a result, Mr Cloke claim …
Norwich Union SIPP (79506/1)
Mr Phillips alleges that AVIVA and James Hay delayed in effecting a transfer of funds from his Norwich Union SIPP to the James Hay SIPP between April and October 2008. As a result, Mr Phillips …
Teachers’ Pension Scheme (75244/4)
Reverend Bowman’s complaint was described by His Honour Judge Stewart QC in judicial review proceedings referred to further below and, in summary, is that: the Trustees, in December 1997, actually agreed in effect to pay his pension monies into the Scheme (unknown to him until December 2007) …
Prudential Personal Pension Scheme (81421/1)
Mr Dias-Jayasinha claims that Prudential’s failure to contact him before his 75th birthday led to him missing out on taking the 25% tax free cash sum from one of his personal pension policies under the Scheme. His wife is representing him in this matter.
Local Government Pension Scheme (80285/2)
Mr Jaszczyk complains that East Riding of Yorkshire Council (ERYC) his former employer and the administering authority in relation to the Scheme, wrongly turned down his application for early payment of the Scheme benefits on compassionate grounds and also did not deal with it on a timely ba …
Brickbusiness Pension Scheme (PPF000069)
The PPF Ombudsman has received a referral of a reviewable matter, following a decision by the Committee of the PPF dated 23 March 2009.
Countrywide plc Pension Scheme (76452/3)
Mr Banks says that both the Trustees and Countrywide delayed the transfer of his benefits to his new providers, because they prioritised a bulk transfer of the Scheme membership. When his transfer was eventually completed his fund value had d …
Abbey Life Retirement Annunity Contract (79684/1)
Abbey charged a fee of £206.30 (2.5% of the fund’s transfer value) when Mr Higman opted to move the balance of his fund to Legal and General Group plc (Legal and General) using the Open Market Option (OMO) Mr Higman claims that Abbey is not entitled to charge for using this option and even i …