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Eagle Star Personal Pension Plan (Q00521)
Mr Lofty says that he was unaware that, by delaying taking the benefits from the Plan beyond the Selected Pension Date (SPD) he would incur a reduction in the fund value. He states that he was not made aware of this and he is now having to delay taking the benefits for a five-year perio …
Zurich Personal Pension Plan number 80128526 (Q00527)
Mr Redford complains that Eagle Star applied a Market Value Reduction (MVR) of an amount of £3,643.33, to the value of his fund in the Plan at his retirement date in March 2005. He considers this to have been unfair. Some of the issues before me might be seen as comp …
Local Government Pension Scheme (N01183)
Mrs Roper says that delays on the part of West Yorkshire Pension Fund in dealing with her request to transfer benefits from her previous employer’s scheme resulted in a reduction in the service credit eventually offered. Some of the issues before me might be seen as complai …
Windsor Life (P00019)
Miss Thomas alleges that Windsor Life delayed paying transfer values from her policies. She says that, as a result, she suffered financial loss in excess of £5,000 as well as injustice in the form of inconvenience …
BAE Systems 2000 Pension Plan (P00120)
Mr Wood suffers from chronic fatigue syndrome and was absent from work on long term sick leave; his entitlement to contractual and statutory sick pay expired on 30 June 2001. An application for ill health early retirement benefits was initially refused by the Trustees o …
Teachers’ Pension Scheme – Prudential AVC Facility (P00719)
Mrs Stokes complains that Prudential’s sales representative improperly persuaded her to pay additional voluntary contributions (AVCs) to Prudential. Mrs Stokes states that the sales representative did not inform her that she could purchase past added years (PAY) i …
Teachers’ Pension Scheme – Prudential AVC Facility (Q00030)
Mr Holloway complains that Prudential’s sales representative improperly persuaded him to pay additional voluntary contributions (AVCs) to Prudential. Mr Holloway states that the sales representative did not inform him that he could purchase past added years (PAY) in …
Teachers’ Pension Scheme – Prudential AVC Facility (Q00616)
Mr Stotesbury complains that Prudential’s sales representative improperly persuaded him to pay additional voluntary contributions (AVCs) to Prudential. He also alleges that the sales representative did not inform him that he could purchase past added …
The Firemen’s Pension Scheme (N01150)
Mr Doyle complains that the Council failed to include in his final pensionable earnings, those sums which were paid to him in respect of “During Performance Inspections” (DPI) undertaken by him, from which sums pension contributions were deducted by the Council. Some of …
Laporte Group Pension Scheme (P01269)
Mr Warner’s employment with the Employer terminated on 11 April 2003. The Trustee paid Mr Warner a pension from 12 April 2003, but applied an actuarial reduction to the pensi …
RHM Pension Scheme (Q00371)
Mr Hussey complains that he is entitled to a Total Incapacity Benefit (TIB) rather than a Partial Incapacity Benefit (PIB) Some of the issues before me might be seen as complaints of maladministration while others can be seen as disputes of fact or law and indeed, some may be …
Thomson Retirement Benefits Scheme (P00591)
Mr Carter says that the Trustees and Thales wrongfully removed the preferential early retirement terms in the Thomson Retirement Benefits Scheme (the Scheme” He understood that these were a contractual entitleme …
The Civil Service Injury Benefits Scheme (Northern Ireland) (P01252)
Miss Irvine has complained that her application for an injury benefit under the PCSPS (NI) was not properly considered. Some of the issues before me might be seen as complaints of maladministration while others can be seen as disputes of fact or law and inde …
Teachers’ Pension Scheme – Prudential AVC Facility (Q00178)
Mr Lambert complains that Prudential’s sales representative improperly persuaded him to pay additional voluntary contributions (AVCs) to Prudential. Mr Lambert states that the sales representative persuaded him that paying AVCs was preferable to purchasing past added …
Teachers’ Pension Scheme – Prudential AVC Facility (Q00183)
Mrs Mullen complains that Prudential’s sales representative improperly persuaded her to pay additional voluntary contributions (AVCs) to Prudential. Mrs Mullen states that the sales representative told her that paying AVCs to Prudential was a better option than purch …
Rigid Containers Group Staff Pension Fund (N00322)
Mr Holden says that the Company and the Trustees are refusing to honour a promise to pay Mr Holden his pension benefits early (at age 58 or 60) with no actuarial reduction for early payment. The Trustees and the Company do not …