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MMc UK Pension Fund (N01053)

Mr Christian says the Trustee did not inform him that early retirement benefits for those retiring from active service from the Scheme were calculated using preferential actuarial rates, arbitrarily imposed a three month time limit in which he had to make a decision and failed to provide him with

Hurel-Dubois UK Pension Scheme (P00067)

Mr Haywood is aggrieved that he was not granted a Partial Incapacity Pension at the time his employment was terminated on 31 December 1998. Some of the issues before me might be seen as complaints of …

Western Power Utilities Pension Scheme (P00307)

Mr Dowdeswell has complained that Western Power did not properly consider his application for early payment of his deferred benefits on the grounds of ill health. In particular he complains that; they did not take account of his medical history or reports …

The Local Government Pension Scheme (P00777)

Mr Carr has complained that his application for early payment of his deferred pension on the grounds of ill health has not been considered properly. Mr Carr considers that he should have been subject to a full medical examinat …

Teachers’ Pension Scheme – Prudential AVC Facility (P01328)

Miss Beeson complains that Prudential’s sales representative improperly persuaded her to pay additional voluntary contributions (AVCs) to Prudential. Miss Beeson also alleges that the sales representative did not inform her that she could purchase past ad …

Teachers’ Pension Scheme – Prudential AVC Facility (Q00309)

Mr Hubbard complains that Prudential’s sales representative improperly persuaded him to pay additional voluntary contributions (AVCs) to Prudential. Mr Hubbard also alleges that the sales representative specifically advised against the alternative option o …

Police Pension Scheme (N00229)

Mr Thurston states that: 1.1 having granted an injury pension in January 1992 and having told him that this would never be reviewed, the Authority are estopped from ever reviewing it; 1.2 there was maladministration by the Authority in dealing with his application under the Scheme’s …

Fabric Care Research Association Limited Retirement Benefits Plan (P00211)

Mr Cawood has complained that Norwich Union failed to inform the Plan Trustee that the Plan should have been terminated in accordance with Rule 22A. In Mr Cawood’s view, Norwich Union should have advised the Trustee that; The Plan was seriously underfunded and that, whilst the …

Royal Academy of Dramatic Art 1978 Retirement Benefits Scheme (P00233)

Mrs Russell believes that the Trustees of the Scheme and her former Employer are at fault in that following her retirement, the Trustees and the E …

Alled Dunbar Personal Pension Plan no: P12652-067-DL (P00820)

Mr Sudbury complains that Allied Dunbar (taken over by and known as Zurich Assurance Limited from January 2005) have refused to honour a quotation which showed that he could take his non-protected rights benefits as a trivial lump sum payment …

Teachers’ Pension Scheme – Prudential AVC Facility (P01209)

Mrs Maddocks complains that Prudential’s sales representative improperly persuaded her to pay additional voluntary contributions (AVCs) to Prudential. Mrs Maddocks also alleges that the sales representative did not inform her that she could purchase past …

Mackley & Co Ltd FT005439/00026 (N00797)

Mrs Johnson informed Winterthur that she wished to take her benefits on 31 December 2002. There was then a delay. When Mrs Johnson received her cheque on 4 February 2003 the amount (57,204.25) was much lower than had previously been quoted (63,207.18) Some of the issues before me …

The St Ives Pension Scheme (N01060)

Mr Gowers has complained that his application for an incapacity pension has not been properly considered by the Trustees and St Ives. Some of the issues before me might be seen as complaints of maladministration while others can be seen as disputes of fact or l …

Police Pension Scheme (P00586)

Mrs Langley (formerly Mrs Hutcheon) says that the Council gave incomplete or misleading information about a pension sharing order. The Council does not agree and says that in any event responsibility rests with the solicitors representing her and her ex-husband.

Scottish Teachers’ Pension Scheme – Prudential AVC Facility (P01172)

Mr Adam complains that Prudential’s sales representative improperly persuaded him to pay additional voluntary contributions (AVCs) to Prudential. Mr Adam states that the sales representative did not inform him that he could purchase past added years (PAY) in the …

Teachers’ Pension Scheme – Prudential AVC Facility (P01278)

Mr Chafer complains that Prudential’s sales representative improperly persuaded him to pay additional voluntary contributions (AVCs) to Prudential. Mr Chafer also alleges that the sales representative did not inform him that he could purchase past added y …