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Teachers’ Pension Scheme – Prudential AVC Facility (Q00573)
Mrs Wearing complains that Prudential’s sales representative improperly persuaded her to pay additional voluntary contributions (AVCs) to Prudential by specifically advising against the alternative option of purchasing past added years (PAY) in the Te …
Lehman Brothers Pension Scheme (M00865)
Miss Longley is aggrieved by an amendment made to the Scheme, which she says has adversely affected her accrued rights under the Scheme. She says that the amendment was contrary to the Rules of the Scheme. Some of the issues before me might be seen …
Teachers’ Pension Scheme – Prudential AVC Facility (Q00421 & Q00422)
Mr and Mrs O’Reilly complain that Prudential’s sales representative improperly persuaded them to pay additional voluntary contributions (AVCs) to Prudential. Mr and Mrs O’Reilly state that the sales representative did not inform them that they coul …
Teachers’ Pension Scheme – Prudential AVC Facility (Q00611)
Mrs Atkinson complains that Prudential’s sales representative improperly persuaded her to pay additional voluntary contributions (AVCs) to Prudential. She also alleges that the sales representative specifically advised against the alternative option of p …
Equitable Life Free Standing AVC Plan nos. V5001822 & FSA0012337 (N01363)
Mr Cartwright alleges that Equitable Life’s delays in dealing with his request to transfer funds from the FSAVC resulted in him paying additional charges in the form of an increased Market Value Adjustment (MVA) …
BRASS 2 (British Rail Additional Superannuation Scheme) AVC Policy (P00739)
Mr Greaves alleges that he was wrongly led to believe by Norwich Union’s representative that his employer would match the level of contributions he made to an AVC arrangement administered by Norwich Union. Some of the issues before me might be seen as complaints …
Stakeholder Personal Pension Plan (Q00618)
Mrs Prior claims that Scottish Widows failed to: Collect premiums under the Plan after the first three months’ premiums were collected. Immediately recommence collecting premiums after they had been informed and only resumed collection after a considerable delay. Discharge their stat …
The Electricity Supply Pension Scheme (N00641)
Mr Davenport alleges that he was given incorrect or misleading information about his options to transfer his AVCs at retirement. He says that in con …
AFM Holdings Ltd Pension Scheme (M00062)
Mr Merritt complains that Sun Life gave him incorrect advice when he retired early. He says that he was advised that he was receiving the maximum benefits allowed by the Inland Revenue but later found t …
Lloyds TSB Personal Pension Plans (M01126)
The Applicant complains that in relation to his pension policies the Failed to provide proper financial advice in that it failed to advise him of the option to transfer his funds into gilts, bonds or cash to protect his fund from a volat …
Continental Microwave (Holdings) plc Retirement Benefits Scheme (N00193)
Mr Hayes complains about Scottish Life’s handling of the wind-up of the Scheme, in particular: The time taken for Mr Hayes to obtain information about his pension fund, including fund values; The non-receipt of pension options; The non-receipt of a booklet containing the policy …
Serco IAL Pension Scheme (N00441)
Mrs Lyons alleges that the Trustees acted in a perverse and unreasonable way in reaching their decision to reduce, to the minimum permitted under the Scheme, the pension to which she became entitled following her husband’s death. Some of the issues before me …