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Teachers’ Pension Scheme – Prudential AVC Facility (P00702)

Mrs Lee complains that Prudential’s sales representative improperly persuaded her to pay additional voluntary contributions (AVCs) to Prudential. Mrs Lee states that the sales representative did not inform her that she could purchase past added years (PAY) in the Teachers …

Teachers’ Pension Scheme – Prudential AVC Facility (P00727)

Mr Watson complains that Prudential’s sales representative improperly persuaded him to pay additional voluntary contributions (AVCs) to Prudential. Mr Watson states that the sales representative told him that purchasing past added years (PAY) in the Teachers’ Pension …

Teachers’ Pension Scheme – Prudential AVC Facility (P00762)

Mrs Martin complains that Prudential’s sales representative improperly persuaded her to pay additional voluntary contributions (AVCs) to Prudential. Mrs Martin states that the sales representative told her that AVCs purchased past added years (PAY) in the Teachers’ Pen …

Norwich Union Personal Pension Policy No. PP44574818 (P01067)

Mrs Foster has complained that the charges levied by Norwich Union are not in accordance with the terms of her policy. She also considers that the information provided by Norwich Union is misleading, in particular, That a statement concerning the r …

Royal London Group Pension Scheme (P01074)

Mr Betteridge believes that benefit improvements, that were applied to his pensionable service accrued whilst a member in the Scheme, should also be applied to the service credit which was provided when he transferred in to the Scheme.

Teachers’ Pension Scheme – Prudential AVC Facility (P01171)

Ms Watsham complains that Prudential’s sales representative improperly persuaded her to pay additional voluntary contributions (AVCs) to Prudential. Ms Watsham states that the sales representative expressed the view that purchasing past added years (PAY) in the Teacher …

Hydra Tools International Limited Pension Scheme (L00124)

Mr Rose submits that he decided to transfer his benefits from a previous pension arrangement to the Hydra Scheme, based upon information provided to him by Aon. Having joined the Hydra Scheme, Mr Rose was subsequently made aware that, …

Personal Pension Management Self Invested Personal Pension Plan, no T000241 (M01153)

Mr Trimby complains that PPML as Trustee and administrator of his SIPP did not provide him with information in relation to the treatment of his windfall resulting from the de-mutualisation of the Friends Provident Life Offi …

PK Limited Pension Trust (N00712)

The Applicant is aggrieved that Hanover failed to consider a distribution of death benefits upon the death of Mr Kutchinsky, her former partner, within the two years allowed under the rules and that as a result there is no possibility of any payment being made to her. Some of the …

Principal Civil,Servbicd Pension Scheme (N01377)

Mr Rhaeadr-Burgess believes that the scheme manager has wrongly rejected his application for an injury benefit under PCSPS Rule 11.3(i) Some of the issues before me might be seen as complaints of maladministration while others can be seen as disputes of fact or law a …

Local Government Pension Scheme (P00093)

Mr Harding says the Council failed to act expeditiously to obtain and provide the information he needed to make an informed decision about transferring his various pensions into the LGPS. Mr Harding says that, as a result of this delay, his transfer payments became subject t …

Siemens Benefit Scheme (Q00048)

Mrs Sibbald is aggrieved that upon the death of her husband his death benefits were paid out on a death in retirement rather than death in service basis. Some of the issues before me might be seen as complaints of maladministration while others …

Principal Civil Service Pension Scheme (N01222)

Mrs Molnar has made a number of allegations. Principally, these relate to the consideration of her eligibility for Ill Health Retirement (IHR) Mrs Molnar says: The Medical Appeal Board (MAB) mis …

FF Executive Pension Scheme (N00701)

Mrs Frusher’s complaint is that Ms Dennis was negligent in the advice that she gave Mr Frusher when he transferred his pension arrangements from Equitable Life (Equitable) to a Small Self Administered Scheme (SSAS) as she failed to warn him that he would lose the bene …

Principal Civil Service Pension Scheme (Northern Ireland) (N01036)

Mr Gray considers that he meets the criteria for a section 11 injury benefit award. However, CSP, has declined his application for such an award. Some of the issues before me might be seen as complaints of maladministration while others can be seen as disputes of …

Marley 1986 Pension Scheme (P00173)

Mr Rushton believes that he is entitled to an incapacity pension. The Trustees have rejected his application. Some of the issues before me might be seen as complaints of maladministration while others can be seen as disputes of fact or law and indeed, som …