Mr Horrie says that, following the advice of a Trustee, Mr Richards, he delayed taking his deferred pension, which he was seeking to take before his normal retirement age of 65. In the meantime, the Trustees altered their practice in respect of paying deferred pensions, which resulted i …

Mr Burdsall says that information contained in a letter dated 19 May 1999 from the Trustee was incorrect and amounted to maladministration which caused Mr Burdsall financial loss. The Trustee does not accept that was the case. Some of the issues before me might be seen as complaints of maladministration w …

Mr Carmichael has complained that Medway and Kent failed properly to consider his application for ill health retirement and failed correctly to apply the LGPS Regulations in that; the medical adviser chosen by Medway was not independent (Regulations 9 …

Mr Waddell complains that Prudential’s sales representative improperly persuaded him to pay additional voluntary contributions (AVCs) to Prudential. Mr Waddell states that the sales representative did not inform him that he could purchase past added years (PAY …

Mr Taylor complains that Prudential’s sales representative improperly persuaded him to pay additional voluntary contributions (AVCs) to Prudential. Some of the issues before me might be seen as complaints of maladministration while others can be seen as disputes of fa …

Mr Brown says that Legal & General failed to make him aware of the effect of the Inland Revenue limits upon his pension, when he altered his normal retirement age (NRA) to 70. Consequently, instead of being able to take almost the maximum lump sum at age 65, he would now be penalised if he sought to re …

Mr Want complains that Prudential’s sales representative improperly persuaded him to pay additional voluntary contributions (AVCs) to Prudential. Mr Want states that the sales representative did not inform him that he could purchase past added years (PAY) in the Teacher …

Mr Deneen complains that Prudential’s sales representative improperly persuaded him to pay additional voluntary contributions (AVCs) to Prudential. Mr Deneen states that the sales representative did not inform him that he could purchase past added years (PAY) in the Tea …

Mr Gander alleges maladministration by Masons in that it has refused to pay the Cash Equivalent Transfer Value (CETV) quoted to Mr Gander and that Mr Gander accepted. Masons has only paid 80% of the full CETV. Some of the issues before me might be seen as complaints …

Mr Chanter claims that he is entitled to benefits in excess of those upon which his transfer value has been paid. The Trustees and the Employer do not agree that Mr C …