Mrs Wanstall complains that Prudential’s sales representative improperly persuaded her to pay additional voluntary contributions (AVCs) to Prudential. She also alleges that the sales representative specifically advised against the alternative op …

Mrs Durrant made an application for an ill-health early retirement pension from the Scheme in September 2001. This was refused, on the grounds that her illness was not permanent and that her los …

Mr MacKenzie complains that Prudential’s sales representative improperly persuaded him to pay additional voluntary contributions (AVCs) to Prudential. Mr MacKenzie states that the sales representative did not inform him that he could purchase past add …

Mr R is aggrieved at not being awarded a higher level of permanent injury benefit (PIB) He also complains that he should be awarded costs and a payment for distress and inconvenience in bringing this new complaint. Some of the issues before me might be seen as complaints of m …

Miss Holmes and Mrs Coulson have complained that Scottish Widows did not exercise a discretion as to where a death benefit should be paid rather than paying the proceeds of the policy in accordance with their normal practice to the …

Mr Dhillon says that the Trustee has treated him as a deferred member of the Scheme for the calculation and award of ill health benefits. He claims he should be treated as an active member for this purpose. Mr Dhillon also claims that the …

The Applicant alleges that Mr Burke: failed to take steps to ensure that the Employer paid contributions into the Scheme in accordance with actuarial advice for the S …

Mr Ramsay has complained that his application for the early payment of his deferred benefits on the grounds of ill health has not been properly considered by the NHSPD. In particular, Mr Ramsay says that the NHSPD did not accept the professional opinion of a doctor who had …

Mrs Hutchings complained about the decision of the Council, as her employer, to refuse her application for early retirement on the grounds of ill health. She is also aggrieved by the way the Council dealt with further evidence submitted during the process of reviewing …

Mr Salter complained that Equitable Life should not have applied a penalty of approximately £50,000 in August 2002 to the transfer value available to him from his Plan, because he alleged that they were chiefl …