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Principal Civil Service Pension Scheme (88717/1)

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Mrs Francis has complained that following the change of revaluation basis from RPI to CPI the lump sum calculation to purchase added pensions should be recalculated. The Deputy Pensions Ombudsman’s determination and short reasons The complaint should not be upheld against Cabinet Office beca …

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IBM Pension Plan (Mr D Crowther)

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Mr Crowther’s complaint about IBM United Kingdom Holdings Limited (IBM) and IBM United Kingdom Pensions Trust Limited (the trustee) is stated in his application form as: In brief, my complaint about IBM Pensions Trust and IBM is that this pension was misrepresented t …

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Anglian Water Group Pension Scheme (PO-440)

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Mr Rouse complains that: his former employer, the Anglian Water Group, provided him with misleading information regarding his pension options and that as a he chose the wrong pension option; the Trustees have improperly adopted the Consumer Price Index (CPI) as …

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Anglian Water Group Pension Scheme (PO-449)

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Mr Summers complains that: his former employer, the Anglian Water Group, provided him with misleading information regarding his pension options and that as a result he chose the wrong pension option; the Trustees have improperly adopted the Consumer Price Index ( …

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Airways Pension Scheme (PO-824)

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Captain Post alleges that the APS Trustees improperly changed the index used to determine increases to his future APS pension from the Retail Price Index (RPI) to the Consumer Price Index (CPI) in April 2011. The Pensions Ombudsman’s determination and short reasons The complaint s …

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The Lloyds Bank Pension Scheme No. 2 (the Scheme), formerly the Lloyds TSB Group Pension Scheme No. 2 (PO-2708)

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Mr A’s complaint against the Trustees of the Scheme is that they have adopted annual increases based on the Consumer Price Index (CPI) instead of the Retail Price Index (RPI) Literature provided to him at the time of accepting a comp …

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Cromwell Hospital Retirement Benefits Plan (PO-2008)

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Mr Anderson’s complaint against the Trustees and BCH is that they have changed the indexation of pension accrued on or after 6 April 1997 from the Retail Price Index (RPI) to the Consumer Price Index (CPI) …

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National Union of Mineworkers Officials’ and Permanent Employees’
Superannuation Fund (PO-8572)

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Ombudsman’s Determination

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I do not uphold Mr Scargill’s complaint and no further action is required by either the NUM or the Trustees.

My reasons for reaching this decision are explained in more detail below.

Complaint summary

Mr Scargill has complained that his pre-1997 pension has not been increased in line with the annual increase in the Retail Prices Index (RPI) for the year 2014. He considers this to be in breach of an agreement reached in 1975.

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Usdaw Staff Superannuation Fund (PO-15416)

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I do not uphold Ms S’ complaint and no further action is required by the Trustees of the Fund.

My reasons for reaching this decision are explained in more detail below.

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CMG UK Pension Scheme (PO-13742)

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Ombudsman’s Determination

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Mr T’s complaint against the Trustees and JLT is partly upheld, but there is a part of the complaint I do not agree with. To put matters right, for the part that is upheld, JLT shall pay Mr T £500 for the significant distress and inconvenience he has suffered.

My reasons for reaching this decision are explained in more detail below.

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