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Teachers’ Pension Scheme – Prudential AVC Facility (P00619)

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Mrs Sutton complains that Prudential’s sales representative improperly persuaded her to pay additional voluntary contributions (AVCs) to Prudential. Mrs Sutton states that the sales representative did not inform her that she could purchase past added years (PAY) in the …

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Allied Dunbar Personal Pension Plan P10515-708-DL (P00013)

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Mr Cattle alleges that Allied Dunbar delayed making a transfer payment from the Plan. As a result, Mr Cattle claims that the value of his fund was lower than anticipated on transfer. Mr Cattle is also claiming compensation for distress caused by Allied Dunbar’s tardy res …

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Teachers’ Pension Scheme – Prudential AVC Facility (P01081)

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Mr Brown complains that Prudential’s sales representative improperly persuaded him to pay additional voluntary contributions (AVCs) to Prudential. Mr Brown also alleges that the sales representative specifically advised against the alternative option of purc …

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Co-operative Insurance Society LImited Employees’ Pension Scheme (P00949)

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Mrs M says that she should have been awarded an ill health early retirement pension following the termination of her employment on grounds of capability in October 2003. Some of the issues before me might be seen as complaints of maladministrati …

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Teachers’ Pension Scheme – Prudential AVC Facility (P00889/P00890)

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Mr Kilburn complains that Prudential’s sales representative improperly persuaded him to pay additional voluntary contributions (AVCs) to Prudential. Mr Kilburn states that the sales representative did not inform him that he could purchase past added years …

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Lattice Group Pension Scheme (P00417)

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Mr Hall considers that he should have been awarded a Category B incapacity pension but the Trustees have awarded him a Category A pension instead. Some of the issues before me might be seen as complaints of maladministration while others can be seen as disputes of fact or law and ind …

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Lloyds TSB Group Pension Scheme No.2 (P00234)

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Mr Nash says that he retired on the basis of figures provided by Lloyds TSB which subsequently turned out to be incorrect; their transfer value quotation had been overstated by 38% Some of the issues before me might be seen as complaints of m …

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Prudential Free Standing Additional Voluntary Contribution Plan (N00909)

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Mr Whisby complains of maladministration by Prudential when he retired, resulting in financial loss to him. Some of the issues before me might be seen as complaints of maladministration while others can be seen as disputes of fact or law and indeed, some ma …

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Marshalls Environmental Services Limited Pension Scheme (N00608/9)

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Mr and Mrs Gardner seek the assignment to themselves of their Individual Pension Plans (IPPs) with Equitable Life Assurance Society (Equitable) The Employer, who is also the Trustee, has refused to sign the documentation to ena …

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Armed Forces Pension Scheme (N00127)

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Mr Kidd is aggrieved that he has not been allowed to transfer his benefits accrued in the AFPS to the Police Pension Scheme (the Police Scheme) and is claiming financial loss as a result. Some of the issues before me might be seen as complaints of mal …

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